What is Ofundr?

OFundr is a peer-powered asset financing platform that lets sellers offer direct, secure financing to buyers — without banks, brokers, or credit checks. By combining AI risk engines with decentralized smart contracts, we unlock opportunity, dignity, and equity for all.

Our goal is to make fair funding accessible to everyone—whether buying a car, property, equipment, or launching a small business. OFundr replaces complex middlemen with smart, commons-protected systems that work for the people.

Our Mission

We believe access to opportunity shouldn’t depend on credit scores or capital gatekeepers. OFundr is building a regenerative financial system rooted in fairness, transparency, and shared responsibility. Our Commons Wallet and decentralized safety nets ensure that buyers, sellers, and communities grow together.

How Ofundr Works

List or Apply
Sellers post their asset, or buyers request funding.

Connect + Vet
Our smart system matches parties and assesses risk ethically.

Transact Securely
Escrow, legal templates, and autopay protect both sides.

Millions of buyers can’t access fair financing:

Poor or no credit history
High loan fees & dealer markups
No safe system for private financing

And sellers? They’re stuck taking low offers or walking away from buyers who can’t qualify.

The Problem

Our Solution

Start with confidence

Whether you’re selling a business, funding a property, or seeking capital for growth — OFundr verifies your claims, tracks your improvements, and earns community trust from Day One.

Trust based funding

Backers don’t just throw money at hype. They see the real value: documents, data, and disclosures — reviewed by AI and verified by humans. That’s how fair deals are made.

Track impact in real time

OFundr scans every deal for manipulation, inflated claims, or missing disclosures. Our system flags risks and empowers contributors to vote, validate, or challenge before funds move.

You were never the problem. The system was, let us change it.